Car Loan

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Car Loan

The main types of car loans available are Hire Purchase and Manufacturers schemes. Hire purchase car finance is arranged by car dealerships, and effectively means that you are hiring the car from the dealer until the final payment on the loan has been paid, when ownership of the vehicle is transferred to you. A Manufacturers' scheme is a type of loan that is put together and advertised by the car manufacturer and can be arranged directly with them or through a local car dealership. You will not be the owner of the vehicle until you have repaid the loan in full, and the car will be repossessed if you default on repayments.

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DA: landlord admits to using tenant?s personal info for car loan (Queens Courier)
An Astoria landlord has been charged with stealing the identity of one of his tenants in order to obtain a $32,000 car loan and to open a credit card account that incurred more than $20,000 in debts, including bills for his telephone and EZ Pass.

Big Three bailout may be around corner (CNN Money)
Plunging auto sales, high gas prices and election year politics could help convince Congress to approve a $50 billion loan package to embattled U.S. automakers that Detroit's Big Three claim is key to their future success.

Customer's complaint about car loan launches fraud probe, deputies say (The Greenville News)
Two men who worked for a Simpsonville finance company are facing criminal charges after a customer's complaint about overpaying on a car loan helped launch a broader investigation that uncovered more than $31,000 in missing funds, authorities say.

Car lease deals scarce as Big 3 pulls out (Bankrate.com via Yahoo! Finance)
Falling residual values making lease deals less profitable for car and truck manufacturers.

Heat on car finance firm (The New Zealand Herald)
A second-hand car finance firm that collapsed owing $25 million to investors is the subject of an official inquiry.

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